Insurance in Ireland

Criteria for Health Insurance

Need for Health Insurance

Health Insurance

All non – EU/EEA students are required to have medical insurance that covers accidents and/or illness for any period of hospitalization as their medical expenses are not covered by the Irish Health Authorities. This is also a requirement for visa approval so make sure you have a medical insurance before travelling to study in Ireland.

Minimum requirement of Health Insurance


  • The insurance should cover the student for one full year or the student should be covered for the entirety of stay, if the length of stay is less than one year.
  • The minimum insurance coverage should be €25,000 for accident and €25,000 for disease.
  • The insurance coverage covers the student for any period of hospitalisation.

Kindly note that if the student intend to stay in Ireland for more than one year then the student is required to source private medical insurance in Ireland for the second and any subsequent years.

Types of Student Health Insurance to Study in Ireland


  • Group Insurance Scheme

    A student is required to have proof of private insurance through Group Insurance Scheme operated by their college. The enrolment letter from the college will be regarded as proof of private medical insurance. The medical insurance should mention that:

    • The student is part of the college group scheme
    • The student has paid fees associated with the group scheme
    • Brief outline of the insurance coverage

  • Private Medical Insurance

    A student who is not part of a Group Insurance Scheme operated by their college is required to have individual private medical insurance coverage. For newly arrived first year students in Ireland, Travel insurance may meet your requirements where;

    • The insurance should cover the student for one full year or the student should be covered for the entirety of stay, if the length of stay is less than one year.
    • The minimum insurance coverage should be €25,000 for accident and €25,000 for disease.
    • The insurance coverage covers the student for any period of hospitalisation.

Why do you need health insurance?


  • Private medical insurance is mandatory for all students who will be going to Ireland
  • Students are required to produce documentations from their home country to validate their entitlement in order to utilize the medical services provided by the Irish health authorities
  • A copy of the medical insurance is also necessary when applying for student visa
  • Proof of a comprehensive medical insurance is required while registering with the GNIB.


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